Terms & Conditions

Welcome to Bank Rate Lending. These Terms and Conditions govern your access to and use of our website, services, and any information provided through this platform. By using this website, you acknowledge that you have read, understood, and agreed to be bound by these terms.

Use of Website

You agree to use this website for lawful purposes only. You may not use this site in any way that could damage, disable, overburden, or impair our services or interfere with any other party’s use of the website.

Nature of Services

Bank Rate Lending is not a direct lender. We act as a business funding marketplace and advisory platform that connects businesses with third-party lenders, financial institutions, and funding partners. Submission of an application does not guarantee approval, funding, or specific terms.

No Financial Advice

Information provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice. You are encouraged to consult with qualified professionals before making any financial decisions.

Credit & Funding Disclosures

Funding amounts, rates, terms, and repayment structures vary based on lender criteria, business qualifications, and market conditions. Credit checks may be performed by third-party lenders. Bank Rate Lending does not control final approval decisions.

Third-Party Relationships

Our website may include links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these external parties. Engagement with third-party providers is at your own discretion and risk.

Intellectual Property

All content, branding, trademarks, logos, and materials on this website are the property of Bank Rate Lending and may not be copied, reproduced, or distributed without prior written consent.

Limitation of Liability

To the fullest extent permitted by law, Bank Rate Lending shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

Modifications

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the website constitutes acceptance of any revised terms.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States. Any disputes shall be resolved in the appropriate courts within applicable jurisdiction.

User Responsibilities

By using this website, you agree to provide accurate, current, and complete information when submitting any forms or inquiries. You acknowledge that providing false, misleading, or incomplete information may result in denial of services or termination of access to our platform.

Funding Estimates & Illustrations

Any examples, estimates, illustrations, or projected funding outcomes shown on this website are for informational purposes only. These figures do not represent guaranteed results and should not be interpreted as binding offers. Actual funding terms are determined solely by third-party lenders based on their independent underwriting criteria.

Application Processing

Submission of an application authorizes Bank Rate Lending and its funding partners to review your business and financial information for evaluation purposes. Processing timelines may vary depending on lender requirements, documentation completeness, and market conditions.

No Guarantee of Funding

Bank Rate Lending does not guarantee approval, funding amounts, rates, or repayment terms. Approval decisions are made exclusively by third-party lenders. We do not influence or override lender underwriting decisions.

Electronic Communications

By submitting your information, you consent to receive communications from Bank Rate Lending via phone, email, SMS, or electronic messaging, including updates related to your inquiry or application. Standard message and data rates may apply.

Data Security & Confidentiality

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no system can be guaranteed to be completely secure. You acknowledge that submission of information is done at your own risk.

Website Availability

Bank Rate Lending does not warrant that this website will be uninterrupted, error-free, or free of harmful components. We reserve the right to modify, suspend, or discontinue any part of the website at any time without notice.

Prohibited Activities

You may not use this website to engage in unlawful activities, transmit malicious software, attempt unauthorized access, or interfere with the website’s normal operation. Any misuse may result in immediate termination of access.

Indemnification

You agree to indemnify and hold harmless Bank Rate Lending, its affiliates, partners, officers, and employees from any claims, damages, liabilities, or expenses arising from your use of the website or violation of these Terms and Conditions.

Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms and Conditions constitute the entire agreement between you and Bank Rate Lending regarding use of this website and supersede any prior agreements or understandings.

Contact Information

If you have questions regarding these Terms and Conditions, you may contact Bank Rate Lending using the contact information provided on this website.