Privacy Policy

At Bank Rate Lending, accessible from bankratelending.com, protecting the privacy of our visitors is a top priority. This Privacy Policy document explains the types of information collected and recorded by Bank Rate Lending and how we use that information.

If you have additional questions or require more information about our Privacy Policy, please feel free to contact us.

This Privacy Policy applies solely to our online activities and is valid for visitors to our website with respect to information they share and/or we collect through Bank Rate Lending. This policy does not apply to any information collected offline or through channels other than this website.

Consent

By using our website, you consent to this Privacy Policy and agree to its terms.

Information We Collect

The personal information you are asked to provide, and the reasons for requesting it, will be made clear to you at the point we ask for your information.

If you contact us directly, we may receive additional details such as your name, email address, phone number, message content, attachments, and any other information you choose to provide.

When you register for an account or submit an application, we may request contact information including your name, company name, address, email address, and telephone number.

How We Use Your Information

We use the information we collect in various ways, including to:

• Provide, operate, and maintain our website
• Improve, personalize, and expand our website
• Understand and analyze how users interact with our website
• Develop new products, services, features, and functionality
• Communicate with you directly or through partners for customer support, updates, and marketing purposes
• Send emails and service-related notifications
• Detect and prevent fraud

Log Files

Bank Rate Lending follows standard procedures for using log files. These files log visitors when they visit websites. Information collected may include IP addresses, browser type, Internet Service Provider (ISP), date and time stamps, referring or exit pages, and number of clicks.

This information is not linked to personally identifiable data and is used for analyzing trends, administering the site, tracking user movement, and gathering demographic information.

Advertising Partners Privacy Policies

You may review the Privacy Policies of Bank Rate Lending’s advertising partners to understand their data practices.

Third-party ad servers or networks may use technologies such as cookies, JavaScript, or web beacons in their advertisements and links displayed on Bank Rate Lending. These technologies automatically receive your IP address and are used to measure campaign effectiveness or personalize ad content.

Bank Rate Lending has no control over these cookies used by third-party advertisers.

Third-Party Privacy Policies

Bank Rate Lending’s Privacy Policy does not apply to other advertisers or websites. We recommend reviewing the respective Privacy Policies of third-party services for detailed information on their practices and opt-out options.

You may disable cookies through your browser settings. Additional details about cookie management can be found on your browser’s official website.

CCPA Privacy Rights

Under the California Consumer Privacy Act (CCPA), California consumers have the right to:

• Request disclosure of the categories and specific pieces of personal data collected
• Request deletion of personal data collected
• Request that personal data not be sold

Requests will be responded to within one month. To exercise these rights, please contact us.

GDPR Data Protection Rights

We want to ensure you are fully aware of your data protection rights. Every user is entitled to:

• The right to access personal data
• The right to rectification of inaccurate information
• The right to erasure under certain conditions
• The right to restrict processing
• The right to object to processing
• The right to data portability

If you make a request, we will respond within one month. Please contact us to exercise any of these rights.

Children’s Information

Protecting children online is important to us. Bank Rate Lending does not knowingly collect personal identifiable information from children under the age of 13.

If you believe that a child has provided personal information on our website, please contact us immediately and we will promptly remove such information from our records.